50%
Według BCG Applied AI Index 2026, prawie połowa firm (7,5% future-built i 41% scaling) osiąga wymierne korzyści z AI, co obala tezę, że AI się nie opłaca
BCG2026global
A simple agreement under which funds are converted into equity only at a future funding round—typically with a valuation cap or discount.
Why it matters
Enables quick acceptance of early-stage funding without setting a valuation, which would be speculative at this stage anyway.
What's missing without it
Without such an instrument, every small investment would require a full funding round with valuation and notary involvement.
When it is used
At pre-seed and seed stages, before the first formal funding round.
How we use it
SAFE for 500,000 PLN with a 6 million PLN valuation cap and 20% discount.
Fun fact
Invented at Y Combinator in 2013 to fit the entire investment agreement on five pages. Previously, such negotiations took a month.
Numbers worth knowing
SAFE in data
17%
BCG 2026 Applied AI Index; wśród firm „future-built" odsetek wynosi 55%
BCG2026global