{"id":2654,"date":"2013-02-11T11:30:24","date_gmt":"2013-02-11T10:30:24","guid":{"rendered":"https:\/\/mediarun.com\/index.php\/news-posts\/dlugi-pograzaja-polakow\/"},"modified":"2013-02-11T11:30:24","modified_gmt":"2013-02-11T10:30:24","slug":"dlugi-pograzaja-polakow","status":"publish","type":"post","link":"https:\/\/mediarun.com\/pl\/trendy\/badania\/dlugi-pograzaja-polakow.html","title":{"rendered":"D\u0142ugi pogr\u0105\u017caj\u0105 Polak\u00f3w"},"content":{"rendered":"<p>Prawie 8 proc. posiadaczy kart nie mo\u017ce sobie poradzi\u0107 nawet z tym minimum &#8211; alarmuje &#8222;Gazeta Polska Codziennie&#8221;.<\/p>\n<p>Polacy ograniczaj\u0105 posiadanie plastikowego pieni\u0105dza. Po okresie zach\u0142y\u015bni\u0119cia si\u0119 kartami kredytowymi, kiedy to Polacy dumnie wk\u0142adali je do portfela, nadszed\u0142 teraz bolesny czas uporania si\u0119 z d\u0142ugiem.<\/p>\n<p>Szczyt liczby wydanych kart przypad\u0142 na 2009 r. By\u0142o ich na rynku 11 mln sztuk. Banki zaciera\u0142y r\u0119ce, bo produkt \u015bwietnie si\u0119 sprzedawa\u0142. Dobrze wiedzia\u0142y, \u017ce niezdyscyplinowani finansowo Polacy b\u0119d\u0105 korzystali z mo\u017cliwo\u015bci zad\u0142u\u017cania si\u0119 na karcie.Obecnie ci, kt&oacute;rzy regularnie sp\u0142acaj\u0105 ca\u0142o\u015b\u0107 zad\u0142u\u017cenia w wymaganym terminie, najcz\u0119\u015bciej w ci\u0105gu 52 dni, aby unikn\u0105\u0107 p\u0142acenia odsetek, stanowi\u0105 nieca\u0142e 40 proc.<\/p>\n<p>&#8222;Niepokoj\u0105ce jest, \u017ce obecnie 7,6 proc. gospodarstw domowych nie mo\u017ce sobie poradzi\u0107 nawet ze sp\u0142at\u0105 kwoty minimalnej&#8221; &#8211; podaj\u0105 autorzy raportu &#8222;Sytuacja finansowa na rynku consumer finance&#8221;, przygotowanego przez Konferencj\u0119 Przedsi\u0119biorstw Finansowych w Polsce.<\/p>\n","protected":false},"excerpt":{"rendered":"Ju\u017c co czwarty posiadacz kart kredytowych znajduje si\u0119 na granicy zdolno\u015bci obs\u0142ugi zad\u0142u\u017cenia i sp\u0142aca jedynie minimum wymagane przez bank.&nbsp;","protected":false},"author":1,"featured_media":2655,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[9662],"tags":[314],"class_list":{"0":"post-2654","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-badania","8":"tag-pap","9":"cs-entry","10":"cs-video-wrap"},"_links":{"self":[{"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/posts\/2654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/comments?post=2654"}],"version-history":[{"count":0,"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/posts\/2654\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/media\/2655"}],"wp:attachment":[{"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/media?parent=2654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/categories?post=2654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mediarun.com\/pl\/wp-json\/wp\/v2\/tags?post=2654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}